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Finance Options
Enjoy greater flexibility at checkout with PayPal Pay in 3 and PayPal Credit. Spread the cost of your purchase with secure and reliable payment options.
Buy now. Pay over time. With
Paying for tech with finance via PayPal Credit will help you spread the cost, making your large purchases easier to manage! Pay monthly instalments over 6 or 12 months for purchases over £99 and 18 or 24 months for purchases over £199.
How do I apply for PayPal Credit?
Applying for PayPal Credit is easy. Simply complete our short application form here and, if approved and once you accept the Credit Agreement, you'll have a credit limit linked to your PayPal account almost straight away.
Choose Paypal at checkout and select Paypal Credit.
Complete the application via PayPal and get an instant decision.
Choose your payment terms.
To check that you are eligible to apply for a PayPal Credit limit please ensure that you: Are a UK resident aged 18 years or older. Have a good credit history and have not been declared bankrupt. Have an income greater than £7,500 per year. For more information on PayPal Credit, please visit PayPal's FAQ page here.
Pay in 3 interest-free payments
Available for purchases of £30 to £2000. No sign-up fees or late fees.
Example of a £90 purchase
How do I apply for PayPal Pay In 3?
PayPal Pay in 3: PayPal Pay in 3 is not regulated by the Financial Conduct Authority. Pay in 3 eligibility is subject to status and approval. UK residents only. Pay in 3 is a form of credit, may not be suitable for everyone and use may affect your credit score. See product terms for more details.
For more information on PayPal Pay in 3, please visit PayPal's FAQ page here.
Representative Example
Representative
23.90% APR (variable)
Purchase Interest Rate
23.90% p.a (variable)
Assumed Credit Limit
£1,200.00
Your actual interest rate and credit limit may vary depending on your circumstances. Subject to status. T&Cs apply. UK residents only.
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You can pay with:
*PayPal Credit Representative Example: Assumed credit limit £1,200, Representative 23.9% APR (variable). Purchase rate 23.9% p.a (variable).Terms & Conditions apply.
PayPal Credit and PayPal Pay in 3 are trading names of PayPal UK Ltd, 5 Fleet Place, London, United Kingdom, EC4M 7RD. Terms and conditions apply. Credit subject to status, UK residents only, Five Tech LTD acts as a broker and offers finance from a restricted range of finance providers. PayPal Pay in 3 is not regulated by the Financial Conduct Authority. Pay in 3 eligibility is subject to status and approval. 18+. UK residents only. Pay in 3 is a form of credit. Check if affordable and how you will repay. May make other borrowing more difficult or expensive. See product terms for more details.​
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